Finding a good quad bike insurance
A quad bike, just like all motor vehicles, are in need of protection. However good the care after your vehicle, there is a full suite of potentialities beyond your control which can plague it, you as a driver or its passengers, or yet passers-by. It is quite probable, not just a sign of good fortune, if you steer clear from any of the above cited problems, but with a quad bike insurance you will have the peace of mind that no accident will catch you unprepared, nor will leave you money-strapped.
What can incur charges or discounts on your quad bike insurance?
Zero claims bonus
If you have been an impeccable driver, meaning that you have run a clean record of no previous claims, then you are entitled to a bonus. Make sure that you claim this bonus since it can save you quite a bit of money.
Any previous convictions?
Even if you have not been so fortunate and your record features previous convictions, criminal included, this is not a reason to give up plans to insure your vehicle. A number of insurers offer cover for penalised drivers, although at a somewhat higher price.
Third party is mandatory
Quad bike owners are required by law to buy at the very least third party quad bike insurance. Any other type of cover is optional and is to only add to the insurance clout that your vehicle deserves.
On-road or off-road?
When shopping around for a quad bike insurance, you have to designate before insurers where you intend to drive it. If you are to drive your vehicle on a public road, then your insurance will hardly differ from that of other motorists and you will be expected to drive as one. Off-road use for fun or for racing will require that you dig deeper into your pockets since, naturally, the associated risk of damage and accidents is higher.
- Breakdown cover - your breakdown cover is usually included in your policy.
- Courtesy bike - in case you need a bike until you sort out your claim.
- Personal accident cover - all costs covered in case of an accident
- Helmet and leather cover - protected as standard under your insurance policy
- 183 Days European cover - you can enjoy riding abroad for up to 6 months on your policy
- Trackday cover - cover on your track day is included
- Protected no claim bonus
Bikesure is the one-stop-shop for all motorists, quad bike drivers included. Here you can get a quote and harvest your zero claims bonus. The shop is open even to people with a criminal conviction record like yours.
ComparetheMarket.com has a tested quote system which will come up with a few quotes catering to your specific details, that of your personally and of your vehicle.
The compare-and-contrast exercise can continue at Moneysupermarket.com. At your disposal are products from more than 30 insurers. Enter your details and wait for your custom-made quote.
You may want to read about:Roadside Cover